Commercial · Treasury
ACH, wires, remote deposit, and positive pay.
The cash-management set NECB already sells — ACH, a $3.50 wire, scanner deposit, business debit — presented as one treasury offer, with positive pay added as a control the redesign treats as standard.
ACH origination
Payroll, vendor payments, tax, and customer debits. Same-day ACH where the window allows. Templates your team can reuse, and approvals before anything leaves the bank.
Wires, $3.50
Domestic and international wires at a flat $3.50. Dual control on the way out. PIN and token, not a shared password.
Remote deposit
A desktop scanner for the back office, and mobile deposit for the owner who is on a job site. Endorsement required: “For Mobile Deposit Only at NECB.”
Positive pay
Upload the check issue file. We flag anything that does not match before it pays. The control most community banks still treat as optional — included here as a first-class treasury tool.
Bill pay & tax
Same-day, future-dated, and recurring payments. Federal and state tax payments without a separate portal.
Users & entitlements
A bookkeeper who can draft but not release. An owner who approves on the phone. Multiple companies under one login.