Rates
Deposit rates, on the site, with an as-of date.
The live NECB site tells customers to call (800) 287-7500. A rates page is table stakes. The numbers below are samples so the layout can be reviewed before a rate feed is connected.
Demonstration only. Figures, rates, and applications on this site are sample content for a product pitch. Do not enter real Social Security numbers, account numbers, or card numbers.
Sample rates as of October 20, 2026. For demonstration only.
Checking & savings
| Product | Term / tier | APY | Interest rate | Minimum |
|---|---|---|---|---|
| Direct Checking with Interest | — | 0.05% | 0.05% | $0 |
| Statement Savings | — | 0.20% | 0.20% | $25 |
| Passbook Savings | — | 0.15% | 0.15% | $25 |
| Holiday Club | Club year | 0.25% | 0.25% | $5 |
| Money Market | $2,500–$24,999 | 1.00% | 1.00% | $2,500 |
| Money Market | $25,000–$99,999 | 1.35% | 1.34% | $25,000 |
| Money Market | $100,000+ | 1.75% | 1.74% | $100,000 |
Certificates
| Product | Term / tier | APY | Interest rate | Minimum |
|---|---|---|---|---|
| Certificate of Deposit | 6 months | 3.75% | 3.69% | $1,000 |
| Certificate of Deposit | 12 months | 3.90% | 3.83% | $1,000 |
| Certificate of Deposit | 24 months | 3.60% | 3.54% | $1,000 |
| Certificate of Deposit | 36 months | 3.50% | 3.44% | $1,000 |
| Certificate of Deposit | 60 months | 3.40% | 3.35% | $1,000 |
IRA
| Product | Term / tier | APY | Interest rate | Minimum |
|---|---|---|---|---|
| Traditional or Roth IRA CD | 12 months | 3.90% | 3.83% | $500 |
| Traditional or Roth IRA CD | 24 months | 3.60% | 3.54% | $500 |
Business
| Product | Term / tier | APY | Interest rate | Minimum |
|---|---|---|---|---|
| Business Money Market | $10,000+ | 1.50% | 1.49% | $2,500 |
| Business CD | 12 months | 3.90% | 3.83% | $1,000 |
The rates above are illustrative figures created for this product demonstration. They are not NorthEast Community Bank’s current deposit rates and may not be used to open an account. In production, this page publishes the bank’s rate sheet with an as-of date and time. Annual Percentage Yield (APY) assumes interest remains on deposit for one year. Fees may reduce earnings on interest-bearing accounts. Certificates: a penalty is imposed for early withdrawal of principal; APY assumes interest remains on deposit until maturity. Rates may change at any time without notice before an account is opened. Member FDIC.